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- Author: Michael Sherraden
- Publisher: Routledge
- Year: 1992
- Pages: 344
- ISBN-10: 1563240661
- ISBN-13: 9781563240669
- Format: 14.9 x 22.7 x 2.6 cm, softcover
- Language: English
- SAVE -10% with code: EXTRA
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Description
This work proposes a new approach to welfare: a social policy that goes beyond simple income maintenance to foster individual initiative and self-sufficiency. It argues for an asset-based policy that would create a system of saving incentives through individual development accounts (IDAs) for specific purposes, such as college education, homeownership, self-employment and retirement security. In this way, low-income Americans could gain the same opportunities that middle- and upper-income citizens have to plan ahead, set aside savings and invest in a more secure future.
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- Author: Michael Sherraden
- Publisher: Routledge
- Year: 1992
- Pages: 344
- ISBN-10: 1563240661
- ISBN-13: 9781563240669
- Format: 14.9 x 22.7 x 2.6 cm, softcover
- Language: English English
This work proposes a new approach to welfare: a social policy that goes beyond simple income maintenance to foster individual initiative and self-sufficiency. It argues for an asset-based policy that would create a system of saving incentives through individual development accounts (IDAs) for specific purposes, such as college education, homeownership, self-employment and retirement security. In this way, low-income Americans could gain the same opportunities that middle- and upper-income citizens have to plan ahead, set aside savings and invest in a more secure future.
Reviews